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SANTA ROSA BEACH

One of the most popular communities provided by Karen Holder 30A Real Estate Expert

SANTA ROSA BEACH

About SANTA ROSA BEACH

Santa Rosa Beach, FL Real Estate Guide

Welcome to your ultimate guide to Santa Rosa Beach, FL real estate! This picturesque coastal community, nestled along scenic Highway 30A in Northwest Florida, offers an unrivaled blend of natural beauty, luxurious living, and small-town charm. Whether you’re searching for a vacation home, a luxury beachfront property, or a family-friendly neighborhood, Santa Rosa Beach has something for everyone.

Why Invest in Santa Rosa Beach Real Estate?

Santa Rosa Beach is one of the most sought-after destinations in the Florida Panhandle. Here’s why savvy buyers and investors are flocking to this vibrant community:

  • Stunning white sand beaches and emerald Gulf waters
  • Award-winning restaurants and boutique shops
  • Access to top-rated schools and healthcare
  • A welcoming, laid-back lifestyle perfect for families and retirees
  • Strong short-term rental market for investment income

Types of Properties Available

Santa Rosa Beach, FL real estate features a wide variety of homes and properties, including:

  • Beachfront estates with panoramic Gulf views
  • Charming coastal cottages in walkable neighborhoods
  • Modern condos with resort-style amenities
  • Gated communities offering ultimate privacy and security
  • Vacant land ready for your dream home

No matter your preferences, you’ll find a property to fit your lifestyle and investment goals.

Top Neighborhoods in Santa Rosa Beach

Explore some of the most popular communities in Santa Rosa Beach:

WaterColor

  • Renowned for its master-planned design and natural landscaping
  • Family-friendly amenities, including parks, pools, and trails

Seagrove Beach

  • Classic Old Florida atmosphere
  • Diverse mix of homes, from cozy bungalows to luxury estates

Dune Allen Beach

  • Quiet, residential feel with easy beach access
  • Home to rare coastal dune lakes

Grayton Beach

  • Eclectic and artsy, ideal for those seeking a laid-back vibe
  • Proximity to Grayton Beach State Park

Santa Rosa Beach Real Estate Market Trends

The real estate market in Santa Rosa Beach remains strong, with high demand for both primary residences and vacation rentals. Home values continue to rise, making it a great time to buy or sell in this competitive market.

Start Your Santa Rosa Beach Home Search

Ready to find your dream home on the Emerald Coast? Browse the latest Santa Rosa Beach, FL real estate listings from trusted local agents and discover all this vibrant community has to offer.

For more information or to schedule a tour, contact a local real estate expert today.

Experience the beauty, lifestyle, and investment opportunities of Santa Rosa Beach real estate—your paradise awaits!

One of the most popular communities provided by Karen Holder 30A Real Estate Expert
1,643
# of Listings
4
Avg # of Bedrooms
$1,005
Avg. $ / Sq.Ft.
$2,180,308
Med. List Price

Browse SANTA ROSA BEACH Real Estate Listings

All listings

Under $250,000

$250,000 - $500,000

$500,000 - $1M

$1M - $3M

$3M - $5M

Over $5M

184 Properties Found. Page 4 of 13.

Great location! This oversized lot along 30A is conveniently located close to the beach with no HOA. Enjoy the rare opportunity of two lots in one.
#1002713

Santa Rosa Beach

Lot 10&11 Ash Street

None Beds

None Baths

0.38 acres

$450,000

MLS#: 1002713

Prime homesite in the desirable Gulf Shore Manor area, positioned for strong future growth with significant new development planned nearby over the next few years. Ideally located within half a mile of the Santa Clara Beach Access, offering convenient and easy access to the beach. This property offers exceptional privacy, situated toward the back of the neighborhood, with state park land directly to the east--ensuring a peaceful, natural backdrop with no future development on that side. All utilities are in place except water, providing a valuable head start for building. The lot is located in a golf cart-friendly community with no HOA restrictions, giving flexibility for personal use or investment. Previously authorized for a 3-bedroom, 2-bath home Previously authorized for a 3-bedroom, 2-bath home (buyer to verify current zoning and building allowances). Located in Flood Zone A. A rare opportunity to secure a private, build-ready lot in a rapidly developing coastal area with close beach access and natural surroundings.
#1001869

Santa Rosa Beach

Lot 8 Chelsey Lane

None Beds

None Baths

0.15 acres

$450,000

MLS#: 1001869

A standout, fully renovated residence designed with intention and quality. Unit 207 at Gulf Place Caribbean is a turnkey, low-maintenance retreat that is warm and inviting. Offered fully furnished and ready to enjoy from day one! Waterfall quartz countertops with a seamless backsplash and durable LVP flooring enhance both style and everyday ease. Enjoy views overlooking one of Gulf Place's three pools, the Timpoochee Trail, and peek Gulf views from your private balcony. Mornings begin with coffee from Kith + Kin and a salty breeze, while evenings wind down with sunset skies and the rhythm of 30A just outside your door within the Gulf Place community. With 3 deeded beach walkovers, getting your toes in the sand is effortless. Spend your days at the beach, playing tennis or pickleball. Equally appealing as an investment opportunity, approximately $35,000 in gross rental revenue is already booked as of July 29, 2026. Current reservations represent only a portion of the unit's income potential, with additional booking opportunities still available. Rental history and current reservations are available upon request. Enjoy the shops, dining, and green spaces within Gulf Place. Local favorites like Shunk Gulley, The Perfect Pig, Shelby's, Pecan Jack's, and Growler Garage are all part of the experience. For those who enjoy an active coastal lifestyle, nearby coastal dune lakes offer the perfect place to paddleboard, while Topsail Hill Preserve State Park and Point Washington State Forest provide miles of scenic trails to explore year-round. Ideally located along Scenic Highway 30A, Gulf Place in Santa Rosa Beach offers easy access whether arriving by car or flying into Northwest Florida Beaches International Airport or Destin-Fort Walton Beach Airport.
#1000528

Santa Rosa Beach

144 Spires Lane UNIT 207

1 Beds

1 Baths

726 Sq.Ft.

$450,000

MLS#: 1000528

$5,000 IN SELLER CONCESSIONS FOR BUYERS TO USE ANY WAY THEY CHOOSE! Welcome to this beautifully maintained 4 bed, 2 bath home in Driftwood Estates in Santa Rosa Beach with a layout that just makes sense. Pond view on a low traffic street. Open living and kitchen area, granite countertops, stainless steel appliances, and high 9' ceilings throughout. The primary suite has wood floors and a trayed ceiling with beautiful crown molding, and it is tucked away from the other bedrooms for added privacy. The primary bath is complete with double vanities, soaking tub, separate shower, and a walk-in closet. The kitchen has stainless steel appliances, with new refrigerator and dishwasher, along with granite countertops. The backyard is fully fenced with preserve space to the rear and a large willow tree. The home features a full sprinkler system covering both the front and backyard, fed by a well to keep your water bill low and your yard looking good, with a Wi-Fi-enabled controller. Desirable neighborhood with a community pool, established landscaping, and low HOA fees. The nearby county park has a wonderful playground, tennis and pickleball courts, soccer fields, and a walking trail. Easy drive to schools, shopping, and the beach. Schedule your showing today! Buyer to verify all information during due diligence. The owner is a licensed Florida real estate broker.
#1006401

Santa Rosa Beach

24 Riverbirch Loop

4 Beds

2 Baths

1,699 Sq.Ft.

$449,900

MLS#: 1006401

ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack Bayou Estates -NO HOA - IMPECCABLY RENOVATED- new roof 2020, water heater 2020 nsulation sprayed 2023, both bathrooms have been tastefully renovated with modern fixtures and fresh finishes. New flooring, fresh paint throughout, updated lighting, all (2022) make every inch feel brand new. The exterior offers easy outdoor enjoyment without the hassle. The location is unbeatable--centrally situated in Santa Rosa Beach, you're just minutes from stunning Gulf beaches, shopping, dining, top-rated schools, and the vibrant 30A scene. HVAC 2016 WATER HEATER 2020 ROOF 2020 ROOF INSULATION SPRAYED 2023 ATTIC HOUSE FAN 2023 BACK YARD FENCE 2024 EXTENDED CONCRETE DRIVEWAY 2022 INTERIOR PAINT 2022 KITCHEN GRANITE COUNTERTOP 2022 TOILETS, BATHROOM VANITIES, MIRRORS, LIGHTS, CEILING FANS FRONT EXTERIOR LIGHTS 2022
#995498

Santa Rosa Beach

109 Rivercrest Circle

3 Beds

2 Baths

1,460 Sq.Ft.

$449,000

MLS#: 995498

Nestled in a serene gated community, this 4-bedroom, 2-bath home offers the perfect blend of space and tranquility. Situated on a wooded lot at the end of a peaceful cul-de-sac, this residence boasts a fenced-in backyard, providing the ultimate privacy for your outdoor oasis. Step inside to discover beautiful hardwood floors and wood-burning fireplace, perfect for cozy evenings. Relax and unwind on the screened-in back porch, an ideal spot for morning coffee or evening gatherings. The home is equipped with an irrigation system, new whole-house generator, new water heater, and new AC unit. Come take a look today!
#1006899

Santa Rosa Beach

318 Magnolia Creek Road

4 Beds

2 Baths

1,492 Sq.Ft.

$449,000

MLS#: 1006899

Bright, airy, and thoughtfully designed, this newer construction coastal-inspired 3BR/2BA home in Santa Rosa Beach offers an inviting open layout with $70K in upgrades and custom finishes. Shiplap accents, nine-foot ceilings, and luxury vinyl plank flooring create a light and relaxed feel, while the custom floor-to-ceiling built-in bookcase with electric fireplace adds warmth and character to the living space. The kitchen features quartz countertops, marble backsplash, oversized island, vent hood, and custom cabinetry extended to the ceiling. Additional highlights include a one-car garage, new exterior paint (2024), and no HOA or rental restrictions, offering added flexibility for full-time living, a second home, or investment potential. Conveniently located near Cessna Landing and just 10 minutes from 30A and Ed Walline Beach Access.
#1002633

Santa Rosa Beach

209 Indian Woman Road

3 Beds

2 Baths

1,540 Sq.Ft.

$449,000

MLS#: 1002633

With 4 amazing builders to choose from, now is the time to build your dream home in Cypress Dunes!! A secret clearing at the edge of a storybook shoreline -- discover your canvas in Cypress Dunes, a gated community just off scenic Highway 30A. This rare parcel backs directly to the whispering dunes and ancient pines of Topsail Hill Preserve State Park, where every breeze carries the scent of salt and sage and deer sometimes appear as if summoned from a dream. Perched to catch possible glimpses of the Gulf, this piece of land invites you to imagine sunrise pages painted in coral and gold. Meandering walking trails thread through the community, leading past live-oak cathedrals and hidden pockets of marsh where shorebirds and butterflies perform their daily ballets. Cypress Dunes is equal parts serenity and bespoke comfort: a sparkling pool that gazes out over untouched Gulf beaches, and a state-of-the-art gym for when you want to greet the day with vitality. Wildlife is your neighbor here -- herons, foxes, and songbirds keep company -- while the gated entry ensures your haven remains private and protected. Build the cottage, the coastal retreat, or the forever home you've been dreaming of. This is more than land; it's a page waiting for your story -- tranquil, rare, and decidedly whimsical.
#1001302

Santa Rosa Beach

451 Cypress Drive Lot 58

None Beds

None Baths

0.08 acres

$449,000

MLS#: 1001302

Never lived in 2021-built Florida cottage in a non-short-term rental community in Santa Rosa Beach, offering a quiet residential setting just minutes from 30A and local hotspots. Originally held off-market as the builder's office, this home presents as new with a clean, well-maintained interior and no prior occupancy. The 3-bedroom, 2.5-bath layout spans approximately 1,417 square feet with an open-concept living area, tray ceilings, and abundant natural light. The kitchen features white shaker cabinetry, solid surface countertops, stainless steel appliances, and a large island overlooking the main living space. Luxury vinyl plank flooring runs throughout, creating a cohesive, low-maintenance interior. The primary suite includes a double vanity and a walk-in shower. The split-bedroom layout provides separation from the additional bedrooms. Located in a neighborhood with HOA-maintained standards and no short-term rentals, this property offers a more stable, residential environment compared to nearby rental-heavy areas. Conveniently located just off Mussett Bayou with easy access to Hwy 98, 30A, dining, shopping, and the emerald coast beaches. All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.
#999960

Santa Rosa Beach

191 Water Oaks Loop

3 Beds

2 Baths

1,417 Sq.Ft.

$445,000

MLS#: 999960

Builder says move it - now offering a $10,000 builder incentive package on this brand new Florida cottage in Santa Rosa Beach, no HOA and STR allowed, built by an experienced local builder focused on clean execution and low-maintenance living - so you can skip the project list and go straight to enjoying why you moved here in the first place. Built in 2024, this 3-bedroom, 2.5-bath home offers 1,372 square feet of well-planned space with an open layout that actually makes sense - no wasted corners, no awkward transitions. The kitchen keeps it modern and sharp with white shaker cabinetry, quartz countertops, stainless appliances, and a classic subway tile backsplash. Durable luxury vinyl plank flooring runs throughout, because real life happens and floors should be able to handle it - even if you're still sweeping up sand from your beach days. The primary suite features a double vanity, large format tile, and a walk-in shower with glass enclosure, finished in a style that feels current without trying too hard. Secondary spaces follow the same theme - clean, bright, and ready for whatever direction the first owner takes. Out front, a covered porch gives you just enough space to sit, sip your coffee, and pretend you're going to start a morning routine. The lot is low-maintenance, which means more time at the beach and less time negotiating with your weeds. No HOA. Read that again. Fewer rules, fewer surprises, and more flexibility to use the property in a way that fits your lifestyle. Short-term rentals are allowed, offering flexibility for primary living, second home use, or investment potential. Ample parking space and only 1.5 miles to the beach. Located in Santa Rosa Beach with convenient access to everyday essentials, dining, and the reasons people move here in the first place. Need help seeing the full potential of an unfurnished new construction home? Visit The Spin Inn at 1338 N. County Highway 393, MLS #792823, the builder's professionally designed and fully furnished model home featuring the same floor plan. This property is offered at $445,000 in its current unfurnished condition. Buyers may also select an optional $50,000 professional design and furnishing package by separate written agreement, creating a fully furnished purchase package of $495,000. The package may include a personalized interior concept, coordinated furniture and décor, property setup, website design and introductory short-term-rental operations training, subject to final selections, availability and written specifications comparable to the model home. All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.
#999950

Santa Rosa Beach

1398 N County Hwy 393

3 Beds

2 Baths

1,372 Sq.Ft.

$445,000

MLS#: 999950

This beautifully finished 3 bed, 2.5 bath home offers 1,372 sqft of stylish comfort just 10 minutes from the beach! Featuring LVP flooring, tile showers, shiplap accents, vaulted and trey ceilings, crown molding, and plenty of room for a fenced backyard -- all with no HOA. Prime location near the bay and the future Chat Holley park & amphitheatre makes it perfect as a full-time home or a high-performing rental! Construction complete as of May of 2026! Seller will install a wood privacy fence with an acceptable offer. Watch the Youtube video here: https://www.youtube.com/watch?v=KK6thdyELSs
#1003983

Santa Rosa Beach

310 S 2nd Street

3 Beds

2 Baths

1,372 Sq.Ft.

$445,000

MLS#: 1003983

INVESTORS, PRIMARY RESIDENTS & MULTI-GENERATIONAL BUYERS--Discover an exceptional opportunity to own one of Santa Rosa Beach's most versatile properties-2 HOMES for the price of ONE! Just minutes from the sugar-white beaches of South Walton and Scenic Highway 30A, this unique coastal compound is zoned for both short-term and long-term rentals, offering incredible flexibility for investors, owner-occupants, workforce housing, or multi-generational living. Situated on a 0.28-acre lot and bordered by a 255-acre conservation buffer that will never be developed, the property features two fully furnished coastal cottages, a 30-amp RV hookup with sewer connection, ample parking, no HOA, and room to add a pool, spa, garden, or expanded outdoor living spaces. One of the property's most remarkable qualities is how it lives far larger than its square footage suggests. Expansive screened porches, generous decks, and thoughtfully designed outdoor spaces blur the line between indoors and out, creating an inviting coastal atmosphere where every square foot is maximized. Whether enjoying your morning coffee on the porch, entertaining friends outdoors, or unwinding after a day at the beach, the seamless indoor-outdoor flow becomes an extension of the living space. The Blue Cottage offers 2 bedrooms, 1 bathroom, 868 square feet of heated and cooled living space plus a 178-square-foot screened porch, totaling 1,046 square feet of usable space. Extensive improvements include a 2023 metal roof, new kitchen appliances, new kitchen island, countertops, flooring, interior and exterior paint, water heater, washer and dryer, and a new laundry room door. The screened porch features a flat-screen TV and opens to a grilling deck, while plumbing is already in place for a future outdoor shower, pool, or spa. The most recent long-term lease generated $2,125 per month, while the cottage produced approximately $29,000 in gross short-term rental income during 2023. Privately tucked away on the opposite side of the property, the detached "Crab Island" Studio Cottage, built in 2014, creates its own secluded retreat behind an 8-foot privacy fence. Perfect for pets, guests, or future outdoor enhancements, the fenced yard offers ample room for a pool, hot tub, or additional entertaining space. The studio features 350 square feet of interior living space complemented by an impressive 236-square-foot screened porch, where large sliding glass doors create a true indoor-outdoor living experience. Designed for coastal entertaining, the porch includes an outdoor kitchen with a wet bar, sink, mini refrigerator, storage, and ceiling fans, while the wraparound deck and outdoor shower make beach days effortless. Inside, the studio offers a kitchenette, an updated bathroom with a new shower, and flexible living space ideal as a guest house, artist's studio, home office, hobby room, fitness room, private retreat, or mother-in-law suite. The most recent long-term lease generated $1,675 per month, and the studio produced approximately $19,000 in gross short-term rental income during 2023. With combined long-term rental income of $3,800 per month ($45,600 annually), this property offers outstanding flexibility. Live in one cottage while renting the other, lease both for investment income, accommodate extended family, create workforce housing for local professionals, or simply enjoy a private coastal retreat with supplemental rental potential. Conveniently located just minutes from Scenic Highway 30A, Grand Boulevard, Topsail Hill Preserve State Park, Sacred Heart Hospital, shopping, dining, entertainment, and South Walton's world-famous beaches, this property combines privacy, versatility, and established income potential in one exceptional offering. More than just two cottages, this is a thoughtfully designed coastal compound where lifestyle, flexibility, and investment opportunity come together--offering possibilities that are increasingly rare to find in Santa Rosa Beach.
#1007991

Santa Rosa Beach

40 Long Leaf Circle

3 Beds

2 Baths

1,252 Sq.Ft.

$445,000

MLS#: 1007991

Builder says to get it sold - now offering a $10k builder incentive package! New construction 2024 Florida cottage in Santa Rosa Beach with no HOA and short-term rental allowed. This modern home offers a clean, functional design in a single-level layout just off Hwy 331. This 3 BR, 2.5 BA home features an open-concept living, kitchen, and dining area designed for easy flow and natural light. The kitchen stands out with white shaker cabinetry, stainless steel appliances, subway tile backsplash, and a large island with seating. Luxury vinyl plank flooring runs throughout the home, paired with recessed lighting and a split-bedroom layout that gives separation to the primary suite. The primary bath features a double vanity and a glass-enclosed walk-in shower with tile surround. Exterior features include a solid build with many upgrades including Hardie board siding and trim, a covered front porch, and a large private driveway on a 50x125 lot. The setting offers a simple, low-maintenance footprint with, I'll say it again - NO HOA restrictions - so no headaches, emails, fees, and assessments, just the easy Florida lifestyle you imagine. Need help seeing the full potential of an unfurnished new construction home? Visit The Spin Inn at 1338 N. County Highway 393, MLS #1007973, the builder's professionally designed and fully furnished model home featuring this same floor plan. This property is offered at $445,000 in its current unfurnished condition. Buyers may also select an optional $50,000 professional design and furnishing package by separate written agreement, creating a fully furnished purchase package of $495,000. The package can include a personalized interior concept, coordinated furniture and décor, property setup, website design and introductory short-term-rental operations training, subject to final selections, availability and written specifications. With convenient access to emerald coast beaches, dining, shopping, and all the many things driving relocation to Florida nationwide, this property works as a primary residence, second home, or rental investment. All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.
#999951

Santa Rosa Beach

25 Indian Woman Road

3 Beds

2 Baths

1,412 Sq.Ft.

$445,000

MLS#: 999951

Price Improvement!! A 5,000 flooring allowance is now included! Great home in Peach Creek with upgraded lighting, plumbing and kitchen countertops this home is ready for your family to enjoy! The beautiful Spring weather is ready to be enjoyed on the large outdoor deck all contained within a large fenced in backyard. There is ample room for an outdoor grilling/ kitchen area or for children and pets to play. Peach Creek does not allow short term rentals and is convenient to state parks, shopping, restaurants and golf courses. it is also a 5 mile drive to the Sugar Sand beaches of 30A and the neighborhoods of Seaside and Watercolor. The excellent schools of Dune Lakes Elementary, ECMS, and South Walton High School are all in close proximity. Buyer to verify all dimensions.
#963611

Santa Rosa Beach

333 Bella Boulevard

4 Beds

2 Baths

1,784 Sq.Ft.

$444,500

MLS#: 963611

Discover the perfect setting to build your dream home on this exceptional 0.61-acre wooded homesite in one of Santa Rosa Beach's most desirable communities. This lot offers a rare combination of privacy, mature trees, and generous space, creating an ideal backdrop for a custom coastal retreat. Located just approximately a half-mile from Gulf Place Town Center and the Ed Walline Regional Beach Access, you'll enjoy easy access to sugar-white sand beaches, local restaurants, boutique shopping, coffee shops, and live entertainment. Residents also have access to an expansive community pool, providing the perfect place to relax and unwind after a day at the beach. Opportunities to own a homesite of this size in such a prime location are increasingly rare. Whether you're planning a primary residence, second home, or investment property, this lot offers the space, location, and lifestyle you've been searching for.
#1007831

Santa Rosa Beach

25 Plantation Circle Lot 71

None Beds

None Baths

0.61 acres

$439,900

MLS#: 1007831

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Selling Your Home for More $$

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