Features & Amenities

Interior

  • Other Interior Features

    Breakfast Bar, Pantry

  • Total Bedrooms

    4

  • Bathrooms

    3

  • Cooling YN

    YES

  • Cooling

    Ceiling Fan(s), Central Air

  • Heating YN

    YES

  • Heating

    Electric, Central, Heat Pump

Exterior

  • Garage

    Yes

  • Garage spaces

    2

  • Construction Materials

    Frame

  • Parking

    Attached

  • Patio and Porch Features

    Covered, Porch

  • Pool

    No

Area & Lot

  • Lot Features

    Cleared, Level

  • Lot Size(acres)

    0.19

  • Property Type

    Residential

  • Property Sub Type

    Single Family Residence

  • Architectural Style

    Craftsman Style

Price

  • Sales Price

    $550,000

  • Zoning

    County, Resid Single Family

  • Sq. Footage

    2, 422

  • Price/SqFt

    $227

HOA

  • Association

    No

School District

  • Elementary School

    Shalimar

  • Middle School

    Pryor

  • High School

    Choctawhatchee

Property Features

  • Stories

    1

  • Sewer

    Public Sewer

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

Change time

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Okaloosa

Elementary School

Shalimar

Middle School

Pryor

High School

Choctawhatchee

Listing Courtesy of James C Whatley , Uber Realty Llc

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent KarenHolder

Broker Associate

KarenHolder

Call Karen today to schedule a private showing.


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
Assumable at 3.5% Welcome to 2372 Cummings Dr., where coastal living meets military convenience! This stunning Mimosa design home--one of the most sought-after floor plans in Majestic Oaks--offers 2,463 sq ft of thoughtfully designed living space with 4 bedrooms and 2.5 baths. Perfectly positioned near Eglin AFB, Hurlburt Field, and Duke Field, this 2019-built all-brick beauty features soaring ceilings, designer finishes, and a covered lanai for Florida outdoor living. The assumable VA loan at just 3.500% interest makes this dream home immediately attainable with significant monthly savings. Imagine your family gathering in the spacious open concept living area or relaxing in the luxurious master suite while enjoying the warm, supportive community that makes this neighborhood. The Mimosa design at 2372 Cummings Drive represents the pinnacle of thoughtful home planning in Fort Walton Beach's desirable Majestic Oaks community. As you approach this Craftsman-style home, you'll immediately appreciate its timeless all-brick exterior, offering both aesthetic appeal and lasting durability against Florida's coastal climate . Step inside to discover 2,463 square feet of meticulously designed living space that balances openness with privacy.
The moment you enter, dramatic 10-foot ceilings in the foyer and living room create an impressive sense of space and light, while 9-foot ceilings continue throughout the remainder of the home . The open floor plan encourages family connection and entertaining, with generous gathering areas that flow seamlessly into each other. Designer cabinetry with soft-close drawers and elegant granite countertops in the kitchen and bathrooms elevate everyday experiences . The gleaming wood flooring and large porcelain tiles provide both beauty and practicality for busy households.
The luxurious primary suite serves as your personal retreat, featuring a spa-like bathroom with double sinks, a separate cultured marble soaking tub, and a shower designed for relaxation . Three additional bedrooms provide comfortable accommodations for family members or guests. The thoughtful floor plan ensures both togetherness and privacy when needed.
Outdoor living is essential in Florida, and this home delivers with its covered rear lanaiperfect for morning coffee, evening gatherings, or simply enjoying the professionally landscaped yard throughout the year . Additional premium features include lighted tray ceilings with crown molding, adding architectural interest and a touch of elegance to your living spaces .
Military-Friendly Location and Community

Positioned strategically near three major military installations, 2372 Cummings Drive offers unparalleled convenience for service members and their families. Eglin Air Force Base is just 5 miles away, Hurlburt Field approximately 20 minutes, and Duke Field a 30-minute drive.
 This prime location minimizes commute times and maximizes quality time with familya precious commodity for military households.
Majestic Oaks stands as the largest new subdivision in Fort Walton Beach in over a decade, creating a vibrant community with strong ties to the armed forces . Here, you'll find neighbors who understand military life, creating an instant support network and sense of belonging. The neighborhood's design fosters connection through thoughtful amenities and shared spaces.
Residents enjoy access to Still well Park, offering expansive green spaces, walking and jogging paths, picnic areas, and a basketball courtperfect for active families and those who appreciate outdoor recreation . The community's well-maintained streets and friendly atmosphere make it ideal for evening strolls or weekend bike rides with the children.
Beyond the Neighborhood: Fort Walton Beach Lifestyle

Fort Walton Beach offers an enviable coastal lifestyle with abundant amenities just minutes from your doorstep. The area's pristine white sand beaches and clear Gulf waters provide year-round opportunities for swimming, snorkeling, and paddleboarding 
. Fishing enthusiasts appreciate the excellent opportunities for both freshwater and saltwater fishing, while boating and sailing are popular pastimes in this waterfront community.

Cultural attractions abound, including the Indian Temple Mound Museum and Heritage Park and Cultural Center, where you can explore the rich history of the region. 
 The Emerald Coast Science Center offers interactive educational experiences perfect for family outings. Throughout the year, Fort Walton Beach hosts various events and festivals that showcase the community's vibrant spirit and foster connections among residents. 

Shopping and dining options are plentiful, with a range of choices from local favorites to national retailers ensuring you'll find everything you need close to home. 
 For military families, the proximity to base facilities provides easy access to commissaries, exchanges, healthcare, and recreational facilitiesadding significant convenience to daily life.
Smart Home Features and Efficiency

Built in 2019, this home incorporates modern technologies and efficiency features that today's discerning buyers demand. The high-efficiency heating and cooling system maintains ideal comfort while controlling utility costs . Double-pane windows enhance energy efficiency while reducing outside noise, creating a peaceful interior environment .
Safety features include a fully integrated smoke and carbon monoxide alarm system and hurricane protection measuresessential for peace of mind in Florida's coastal climate . The security system provides additional protection and monitoring capabilities, allowing you to feel secure whether at home or away.
These thoughtful inclusions demonstrate the quality construction and attention to detail throughout this exceptional home. From the moment you arrive until you turn in for the night, you'll appreciate the way this home anticipates your needs and enhances your daily experience. Exceptional Financial Opportunity

Perhaps the most compelling advantage of this property is the assumable VA loan with a balance of $257,364.11 at an extraordinarily favorable interest rate of just 3.500% . In today's rising rate environment, this represents significant potential savingspossibly hundreds of dollars monthly compared to current market rates.
For eligible buyers, assuming this loan eliminates many of the closing costs associated with new financing while securing an interest rate that's simply unavailable in today's market. This financial advantage translates to greater purchasing power, lower monthly payments, and accelerated equity buildinga truly rare opportunity in current economic conditions.
The combination of this exceptional financing with the home's quality construction and desirable location creates a compelling value proposition that merits serious consideration. Whether you're actively serving, retired military, or an eligible VA loan recipient, this financial benefit adds substantial appeal to an already attractive property.

Home is where memories are created, milestones are celebrated, and life unfolds day by day. At 2372 Cummings Drive, you're not just purchasing a houseyou're securing the backdrop for your family's next chapter. Imagine holiday gatherings in the spacious living areas, weekend barbecues on the lanai, and quiet evenings relaxing in your comfortable master suite.
The Mimosa design's thoughtful layout accommodates the natural rhythms of family lifespaces for togetherness balanced with room for privacy and personal pursuits. The durable construction and quality finishes ensure your home will remain beautiful and functional for years to come, requiring minimal maintenance so you can focus on what matters most.
The supportive Majestic Oaks community, combined with Fort Walton Beach's relaxed coastal atmosphere, creates an environment where you can truly flourish. Whether you're establishing roots for the long term or making the most of a military assignment, this exceptional property offers the perfect setting for the life you envision.
Don't miss this opportunity to secure not just a premium home, but also an enviable lifestyle and remarkable financial advantage. Schedule your viewing of 2372 Cummings Drive today, and take the first step toward making this Mimosa design home your own.

2372 Cummings Drive

Message successfully sent.

What would you like to know?

Related Properties

Welcome to this large home that has a lot of potential and is located in the desirable Overbrook neighborhood of Fort Walton Beach! Relax in front of the fireplace in the living room with vaulted ceiling and French doors leading out to the covered patio. There is formal Dining room with crown molding and a large eat in kitchen with built in pantry. Master suite, Guest bedroom and Office, or 5th bedroom and a guest bath are downstairs, and 2 additional large bedrooms with a bathroom are upstairs. This home is equipped with 2 separate Air conditioner units for upstairs and downstairs cooling.  Your new home backs up to the reservation for privacy. There's a large, covered patio and enough room to put a pool in or even have a garden. The house has just been painted on the outside.
#982864

Fort Walton Beach

902 Aloma Faye Lane

5 Beds

3 Baths

2,204 Sq.Ft.

$495,000

MLS#: 982864

You must see this well-loved 4-bedroom, 2.5-bath, 2,319 sq. ft. home in central Fort Walton Beach, perfectly situated near Hurlburt Field, Eglin AFB, and the 7th Special Forces Group. Built in 2006 and meticulously maintained, it offers great curb appeal with a lush lawn, smooth ceilings, and an inviting tiled foyer leading to a formal dining room and half bath for guests. The spacious kitchen boasts maple cabinets, updated stainless-steel appliances, Corian countertops, a large pantry, and a breakfast bar overlooking the living room with tiled floors and a cozy fireplace. The Master Bedroom is on the 1st Floor and has French Doors that open to the Back patio. The Master Bath has a Separate Shower, Jetted Tub, Double Vanity and a Walk-In Closet. Upstairs, there are 3 Additional Bedrooms, a Full Bath with Maple Cabinets, Faux Marble Countertop and Tub/Shower Combo. There are Two HVAC Systems to keep the home cool! The Back Patio is covered to maximize the enjoyment of the Peaceful Yard with Lawn Pump and Sprinkler System. You will find lovely landscaping in front, back and on both sides of the home.  Inside the privacy fenced back yard, there is a large aluminum shed & plenty of room for Pets and Play. The Architectural/Dimensional Shingled Roof is less than a year old!  Two HVAC Units to keep you cool! (2nd Floor unit June 2016 1st Floor unit September 2014.) Water Heater was installed in March 2025. The Garage fits two cars and has an automatic opener. Solar Panels (installed Nov 2020) are paid in full and keep energy costs very low. Hurricane Shutters were installed in October 2006. Downstairs, there are.050 aluminum shutters for every window and door downstairs (brackets are mounted on the house.) Upstairs, there are 6.8 Accordion Shutters on every window.  The Driveway is very long with an extra turnabout that makes it easy to turn onto Beal. This move-in ready home has it all!
#982777

Fort Walton Beach

203 Beal Parkway

4 Beds

2 Baths

2,319 Sq.Ft.

$524,900

MLS#: 982777

Welcome to your slice of paradise in the much desired Kenwood neighborhood! Property website: https://www.616fairwayavene.com/unbranded. This beautifully updated ranch offers a metal roof (2015), brand-new HVAC (2025), sparkling pool with new pump (2024) & liner (2021), water heater (2020), and lush St. Augustine lawn on a well-fed sprinkler system. Inside boasts fresh paint, bamboo blinds, tinted front windows, updated fixtures, anti-fog mirrors, closet organizers & a bold black fireplace. Living room opens to a private courtyard. Outside: powered shed, boat/RV parking, shaded backyard, and sidewalks throughout this subdivision. $20K in new plumbing & hurricane shutters add peace of mind--schedule your showing today!
#982767

Fort Walton Beach

616 NE Fairway Avenue

3 Beds

2 Baths

1,684 Sq.Ft.

$469,999

MLS#: 982767

Marked below market value!!This inviting property is perfectly positioned on a beautiful corner lot, offering both privacy and an abundance of natural light. Imagine waking up every morning to the gentle sound of waves, with public beach access directly across the street, making your dream of beachside living a reality. This delightful home is ideal as a second residence or a vacation retreat, providing the perfect escape for relaxation and enjoyment. With no HOA restrictions, you have the freedom to personalize your space to suit your lifestyle. The surrounding area boasts vibrant local culture, fantastic dining options, and endless outdoor activities, ensuring you'll never run out of things to do. Schedule a showing today!
#982442

Fort Walton Beach

547 Dorado Avenue

3 Beds

2 Baths

1,269 Sq.Ft.

$629,000

MLS#: 982442

Welcome to your dream beachfront escape! This beautifully updated 1-bedroom, 2-bath Gulf-front condo offers breathtaking views and a smart, family-friendly layout with built-in hall bunks--perfect for maximizing space and comfort. Step inside to discover a bright, modern interior with coastal-inspired finishes, luxury vinyl plank flooring, updated lighting, and stylish furnishings throughout. The open-concept kitchen boasts granite countertops, stainless steel appliances, a tile backsplash, and beautiful cabinets--ideal for preparing meals with a view.The living area opens to a private balcony where you can enjoy your morning coffee or evening sunsets overlooking the sparkling Gulf of America. Click for additional information... The spacious primary bedroom offers a peaceful retreat, while the hall bunks make it easy to accommodate extra guests or little ones. highlights include in-unit laundry, owner's closet and strong rental history in a sought-after location. Whether you're looking for a vacation home, investment property, or personal getaway, this turnkey condo delivers on every level.Don't miss your chance to own a slice of paradise!
#982354

Fort Walton Beach

866 Santa Rosa Boulevard 110

1 Beds

2 Baths

819 Sq.Ft.

$499,000

MLS#: 982354

Welcome to 302 and 302A Briarwood Circle. THIS IS THE HOME YOU HAVE BEEN LOOKING FOR WITH A RENOVATED MOTHER-IN-LAW SUITE! This spacious property offers a total of five full bedrooms plus a flex room and four full bathrooms - perfect for multi-generational living, extended guests, or rental potential. With over 3,400 square feet of living space and classic Southern Plantation-style curb appeal, this home offers space, character, and comfort.The attached Mother-in-Law Suite (or carriage house/guest quarters) was built in 2012 and includes one bedroom and one full bathroom. It comes with its own full kitchen and living room. Features include a high-end kitchen with Kenmore stainless appliances, granite countertops, an undermount double-bowl sink, and custom cabinetry. Other features include smooth ceilings, crown molding, recessed lighting, and pendant lighting. The suite offers its own private entrance (as well as interior access), its own electric meter, and numerous ADA-friendly features. The bathroom is oversized with a glass-door shower, soaking tub, comfort-height toilet, double vanity, and a washer dryer hook up. ( stackable washer and dryer not included). The bedroom has double closets, a ceiling fan, stained glass transom, and room for a king-size bed. This space also includes its own instant hot electric water heater and separate HVAC system (age 2012).

The main residence includes four bedrooms, a flex/office room (located upstairs and could easily be converted into another small bedroom with bunks), and three full bathrooms. Off the entry foyer, you'll find the living room and dining area. The kitchen is generous in size with an island featuring breakfast bar seating, and the French doors that lead to the guest suite. Upstairs, you'll find the oversized primary bedroom, three additional bedrooms, and the flex room. The main home is equipped with its own HVAC system, which was replaced inside and out in 2025. The electrical panel was also updated in 2023.

The home is on a great sized lot and includes a rear-entry two-car garage with built-in cabinetry, plus an additional covered carport ideal for storing jet skis, boats, motorcycles, or extra vehicles. The extended driveway offers ample parking, and the mature landscaping throughout the yard adds curb appeal.

Located just a few doors down from Briarwood Park and Sam's Club, Walmart, and other local conveniences, this home offers a rare opportunity to live in one space while updating the other. No flood zone. Schedule your showing today!
#982177

Fort Walton Beach

302 NW Briarwood Circle

5 Beds

4 Baths

3,427 Sq.Ft.

$575,000

MLS#: 982177

Make an Offer!  Own a golf course home near Kenwood Elementary with space, character, and freshly painted plus new floors.  Start living your dream in this renovated home on the 8th fairway of the FWB Golf Course.  Renovated interior, Roof 2024, HVAC in 2023, Exterior paint 2023 & lawn pump, 2013 H2O Heater.  Enjoy views of the fairway from your expansive backyard and covered patio or relax on the large upstairs balcony located off the spacious master bedroom.  Inside the split-level layout  with a grand entryway, 2 living areas, 4 bed/2.5 bath, a bright white kitchen with granite countertops, stainless appliances, an open dining area, and tons of storage.  The property features a 2-car garage plus 2-car carport, offering room for vehicles, golf carts, and storage.
#981933

Fort Walton Beach

631 NE Country Club Avenue

4 Beds

2 Baths

2,208 Sq.Ft.

$494,900

MLS#: 981933

Unique property on .6 acres in the heart of FT Walton Beach.  You'll feel like you're in a park with all the lush landscaping and beautiful serenity garden.  This property has so much to offer with a separate apartment, gym, artist studio, huge workshop, 2 garages, and a 3 room storage building.  Lovingly maintained and  very open with a split bedroom plan.  Fantastic kitchen with gas stove/oven, soft-close cabinets and pull out drawers, good counter space and island breakfast bar.  The master suite features a spacious bath with garden tub, walk-in shower, double vanities and large walk-in closet.  The largest of the additional bedrooms has a big walk-in closet.  No shortage of storage here.  If you're looking for peace and privacy you have to view this property to appreciate it's beauty.
#981816

Fort Walton Beach

770 Lloyd Street

4 Beds

2 Baths

1,560 Sq.Ft.

$505,000

MLS#: 981816

Welcome to 94 Harris Road - a fully occupied 4-plex offering 8 bedrooms, 4 full bathrooms, and approximately 2,700 square feet of rental space. Each unit features 2 bedrooms and 1 bath, making it an ideal setup for steady rental income. With a total monthly income of $5,000, this income-producing property is perfect for seasoned investors or those looking to start building their real estate portfolio. Conveniently located near schools, shopping, and military bases, this property is a solid addition to any investment strategy. Don't miss your chance to own a multi-family property in a high-demand rental area!
#983082

Fort Walton Beach

94 NE Harris Road 1-4

8 Beds

4 Baths

2,700 Sq.Ft.

$450,000

MLS#: 983082

Discover an amazing opportunity to own a spacious 3-bedroom, 3-bath condominium offering over 1800 square feet of upscale living in the VA-APPROVED gated waterfront community of Indianola on the Water. Completely repainted throughout and featuring brand-new carpet in the bedrooms, this move-in-ready unit combines recent updates with timeless appeal. Soaring 9-foot ceilings, corian countertops, and tile floors in the main living areas create an airy, elegant atmosphere. From the moment you walk in, you'll be greeted with serene water views that extend into the expansive living area and the primary suite; both of which open to a private balcony perfect for morning coffee or an evening sundowner. Each of the three bedrooms includes its own en-suite bathroom, offering ultimate comfort and privacy for residents and guests alike. Just steps from events at the Landing and the shops and restaurants of downtown Fort Walton Beach, this home offers the perfect blend of peaceful waterfront living and vibrant local charm. Community amenities include a sparkling pool, gated entry, and beautifully maintained groundsmaking every day feel like a vacation. Don't miss your chance to own a piece of paradise in one of Fort Walton Beach's most desirable locations.
#981565

Fort Walton Beach

113 SE Brooks Street 501

3 Beds

3 Baths

1,833 Sq.Ft.

$595,000

MLS#: 981565

 - property

Send a message

Message successfully sent.

Your message

Reason for contacting?

Sign Out

Virtual Assistant

Would you like to receive some additional information on this specific property or similar properties?

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

Already have an account ? Login here